The US Card Bank Altitude® Go Visa Signature® is a high-value rewards credit card that won't cost you a penny in annual fees. It offers a hefty set of benefits, including bonus rewards, 0% APR introductory offers, and even cash back on your streaming purchases. Check out our in-depth review of the U.S. Altitude® Go Visa Signature®. Bank for a complete overview of what this card offers.
Classification methodology
Apply Now for the US Bank Altitude® Go Visa Signature® Card
On the secure site of the US bank.
Tarjeta U.S. Bank Altitude® Go Visa Signature®
Apply Now for the US Bank Altitude® Go Visa Signature® Card
On the secure site of the US bank.
Image rating, 4.50 out of 5 stars. 
4.50 stars
Our ratings are based on a 5 star scale. 5 stars equals the best. 4 stars equals excellent. 3 stars is good. 2 stars equals fair. 1 star equals poor. We want your money to work harder for you. That's why our rankings are geared towards businesses that provide versatility and reduce direct costs.
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= excellent
= Bom
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Credit score:
Good/Excellent (670-850) Inclusion in this credit range does not guarantee issuer approval. An application must be submitted to the issuer for an eventual approval decision. There are different types of credit scores and lenders use a variety of credit scores to make loan decisions.
Apply Now for the US Bank Altitude® Go Visa Signature® Card
On the secure site of the US bank.
APR Introduction 0% on purchases and balance transfers for the first 12 invoice cycles on purchase invoice cycles and 19.99% - 28.99% thereafter (Floating)
Shopping:0%, 12 billing cycles on purchases
Balance transfers:0%, 12 charge cycles
common TAE
19.99% - 28.99% (variable)
rewards 4x points on meals, 2x points on groceries, gas and streaming services, 1x points on other purchases
1x - 4x points
annual quota
$ 0
welcome offer 20,000 bonus points when you spend $1,000 on qualifying purchases within the first 90 days of account opening
20,000 points
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A rare and excellent choice that offers lucrative rewards (up to 4x points), a huge bonus and a competitive 0% APR introductory offer, all with no annual fee.
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- Great sign-up bonus
- gastronomic rewards
- no annual fee
- 0% APR introductory offer
- broadcast credit
- balance transfer fee
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- Introductory Offer: Earn 20,000 bonus points when you spend $1,000 on qualifying purchases within the first 90 days of account opening. It's a $200 value redeemable for merchandise, gift cards, cash back, travel and more.
- 4 times more points on meals, take-out and delivery at restaurants.
- 2X points on streaming services. Plus a $15 credit toward annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney+, HBO Max, and more!
- 2X points at supermarkets, grocery delivery, gas stations and EV charging stations
- 1X points on all other qualifying purchases.
- 0% introductory APR on purchases and balance transfers for the first 12 billing cycles. After that, a variable APR applies, currently 19.99% - 28.99%.
- no annual fee
- Points never expire
- Terms and conditions apply.
Complete Review of USA Card Altitude Go Bank Card
This credit card is a good option for:Foodies who spend big on dining out, whether eating out, buying takeout, or ordering delivery.
main advantages
The US Bank Altitude® Go Visa Signature® card has a good set of features including bonus opportunities and an initial 0% APR offer.
20,000 bonus points
As a new cardholder, you will receive this 20,000 point sign-up bonus for spending $1,000 in the first 90 days. Each point is worth $0.01, giving this bonus a value of $200. This is competitive with the best sign-up bonuses among credit cards that do not charge an annual fee.
SEE MORE GREAT BONUS OFFERS: Best sign-up bonus credit cards
Up to 4 Points for $1
US Bank Altitude® Go Visa Signature® Card earns:
- 4 points for $1 on takeout, food delivery and dine-in
- 2 points per $1 at supermarkets, grocery delivery, streaming services and gas stations
- 1 point per $1 on all other qualifying purchases
This card is made for consumers who spend big on dining out, because 4% back in that category is as good as you can get. Added bonus levels are great extras, but you can earn 2% or more in all these areas of other rewards credit cards.
COMPARE MORE OPTIONS: The best rewards credit cards
no annual fee
If you prefer credit cards with no annual fee, this one suits your needs. This type of card works well for consumers on a tight budget or on a budget.
VIEW MORE: Best no-fee credit cards
0% introductory APR for 12 billing cycles
That's itthe credit card offers a 0% introductory APRon purchases and balance transfers during the first 12 billing cycles. Whether you want to pay your purchases in installments or reduce your credit card debt, this offer will help you save oncredit card interest. Please note that the 0% introductory APR on balance transfers only applies to balance transfers made within 60 days of account opening.
$15 annual streaming credit
A US-only perk Bank Altitude® Go Visa Signature® is a $15 annual streaming credit. To earn this credit, you must make qualifying streaming purchases for 11 consecutive months. There are over a dozen eligible streaming services, including Netflix, Disney+, Spotify, Hulu, and SiriusXM.
TO KNOW MORE: The best credit cards for streaming services
No foreign transaction fee
Some credit cards, especially cards with no annual fee, add 3%foreign transaction feefor international purchases. This US bank card doesn't, so it's a good option to take with you when you're traveling out of the country.
Alternatives to consider
If you want to get a great cashback rate everywhere:HeTarjeta Wells Fargo Active Cash®offers unlimited 2% cash rewards on purchases, with no bonus categories to manage. It's a fantastic option if you're looking for a simple, high-value cash back card.
If you spend more on groceries than meals:You can get more cash back withTarjeta Blue Cash Preferred® da American Express. You get 6% cashback at US grocery stores, up to a spending cap of $6,000 per year. It also offers the same 6% rate on select US streaming services. Subject to terms.
READ MORE: The best credit cards for supermarkets
From may. 09, 2023
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| Tarjeta Wells Fargo Active Cash® | Tarjeta Blue Cash Preferred® da American Express |
| Image rating, 5.00 out of 5 stars. 5.00 stars Our ratings are based on a 5 star scale. 5 stars equals the best. 4 stars equals excellent. 3 stars is good. 2 stars equals fair. 1 star equals poor. We want your money to work harder for you. That's why our rankings are geared towards businesses that provide versatility and reduce direct costs. | Image rating, 5.00 out of 5 stars. 5.00 stars Our ratings are based on a 5 star scale. 5 stars equals the best. 4 stars equals excellent. 3 stars is good. 2 stars equals fair. 1 star equals poor. We want your money to work harder for you. That's why our rankings are geared towards businesses that provide versatility and reduce direct costs. |
| Apply Now for the Wells Fargo Active Cash® Card On the Wells Fargo secure website. | Apply for the American Express Blue Cash Preferred® Card now On the secure American Express website. terms apply |
| Read the full review | Read the full review |
| Credit score Requirement: Good/Excellent (670-850) Inclusion in this credit range does not guarantee issuer approval. An application must be submitted to the issuer for an eventual approval decision. There are different types of credit scores and lenders use a variety of credit scores to make loan decisions. | Credit score Requirement: Good/Excellent (670-850) Inclusion in this credit range does not guarantee issuer approval. An application must be submitted to the issuer for an eventual approval decision. There are different types of credit scores and lenders use a variety of credit scores to make loan decisions. |
| Welcome offer: $200 cash reward bonus after spending $500 on purchases in the first three months $200 Cash Reward Offer | Welcome offer: Get a $250 statement credit after you spend $3,000 on purchases with your new card in the first 6 months. $ 250 |
| Rewards Program: 2% cash rewards | Rewards Program: 6% cash back at US supermarkets on up to $6,000 per year in purchases (so 1%). 6% cash back on select US streaming subscriptions. 3% cash back at US gas stations and transit (including cabs/pool rides, parking, tolls, trains, buses, and more). 1% Cash Back on other purchases. 1% - 6% cash back |
| APR Introduction: 0% introductory APR, 15 months from account opening on qualifying purchases and balance transfers Purchases: 0% introductory APR, 15 months from account opening Balance Transfers: 0% introductory APR, 15 months from account opening on qualifying balance transfers | APR Introduction: Purchases: 0%, 12 months Balance Transfers: 0%, 12 months |
| Common APR: 19.99%, 24.99% or 29.99% Variable APR | Common APR: 18.99%-29.99% Variable |
| Annual quota: $ 0 | Annual quota: Introductory annual fee of $0 for the first year, then $95. |
| Reflexes:
| Reflexes:
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| Apply Now for the Wells Fargo Active Cash® Card On the Wells Fargo secure website. | Apply for the American Express Blue Cash Preferred® Card now On the secure American Express website. terms apply |
| Show more Show less | |
What can be improved
There's not much to complain about with the U.S. Card. Bank Altitude® Go Visa Signature®, but it has a small downside.
Minimum for Cash Back Redemption
This card offers multiple ways to redeem points, including travel, gift cards, and cash back, and you earn $0.01 per point with all of them. But there's a minimum redemption of 2,500 points ($25) to get your money back. Ransom minimums can be frustrating and manycashback cardsI don't have them. If you prefer to avoid this, explore othercredit card reviewsto find one with more flexible redemption options.
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Suggested Credit Score
We recommend that you have aFICO® score670 or higher to apply for the U.S. Card. Bank Altitude® Go Visa Signature®. Successful applicants for this card generally have good to excellent credit.
There are reports that the U.S. Bank turned down some candidates, at least in part because of the number ofcredit cardsrecently received. If you've opened multiple credit cards in the past six months to a year, keep that in mind.
READ MORE: Best US bank credit cards
The U.S. card Altitude Go Bench is right for you if:
You eat out often, and dining out is one of the top two or three expenses of the month.
The U.S. card Altitude® Go Visa Signature® Bank has many advantages and no major flaws. It's great if you want to finance a purchase with a 0% introductory APR, get annual credit on streaming purchases, or have a no annual fee card with no foreign transaction fee. But its main feature is the great gastronomic rewards, so it is made for consumers who spend a lot in this area.
SEE MORE MAIN OPTIONS: The best credit cards for dining and restaurants
common questions
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The credit limit for US Bank Altitude® Go Visa Signature® usually ranges from $1,000 to $25,000 or more, depending on your creditworthiness. Many cardholders have reported credit limits of at least $10,000 with this card, and the US bank often grants generous credit limit increases.
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No, this card has no foreign transaction fees.
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It's usually not difficult to get a US card. Bank Altitude® Go Visa Signature® if you have good or excellent credit. Aim for a FICO® score of 670 or higher.
Our credit card specialist
By:lyle daily
Writer
Lyle Daly is a personal finance writer specializing in credit cards, travel rewards programs and banking. He writes for The Ascent and The Motley Fool, and his work has appeared in USA Today and Yahoo! Finance. He was born in California but currently lives as a digital nomad with a base of operations in Colombia.