The US Bank Altitude® Connect Visa Signature® card balances great benefits with reasonable cost. Earn up to 5 points for $1 and offer multiple spending credits, including one for streaming services. The card is competitively priced with a $95 annual fee, and that fee is waived for the first year. Read our in-depth review to explore more of what it has to offer.
Classification methodology
Tarjeta U.S. Bank Altitude® Connect Visa Signature®
Image rating, 4.50 out of 5 stars. 
4.50 stars
Our ratings are based on a 5 star scale. 5 stars equals the best. 4 stars equals excellent. 3 stars is good. 2 stars equals fair. 1 star equals poor. We want your money to work harder for you. That's why our rankings are geared towards businesses that provide versatility and reduce direct costs.
= better
= excellent
= Bom
= fair
= poor
Credit score:
Good/Excellent (670-850) Inclusion in this credit range does not guarantee issuer approval. An application must be submitted to the issuer for an eventual approval decision. There are different types of credit scores and lenders use a variety of credit scores to make loan decisions.
APR Introduction N / D
common TAE
20.99% - 28.99% (variable)
rewards Earn 5 points on prepaid hotels and car rentals booked in the Altitude Rewards Center, 4 points on travel and gas stations, 2 points on grocery, grocery delivery, restaurants and streaming services, 1 point on other purchases
1x - 5x points
annual quota $0 intro for first year, then $95
$0 intro for first year, then $95
welcome offer 50,000 bonus points when you spend $2,000 on qualifying purchases within the first 120 days of account opening
50,000 points
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A solid candidate to earn rewards for everyday purchases like gas, groceries, meals and travel.
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- Solid rewards program
- Bonus when registering
- travel credit
- annual quota
- No 0% APR intro offer
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- Introductory Offer: Earn 50,000 bonus points when you spend $2,000 on qualifying purchases within the first 120 days of account opening. That's $500 redeemable for travel, gift cards, cash back, merchandise, and more.
- 5X points on prepaid hotels and car rentals booked directly through the Altitude Rewards Center.
- 4X points on trips, gas stations and electric vehicle charging stations.
- 2X points on streaming services. Plus a $30 credit toward annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney+, HBO Max, and more!
- 2X points in supermarkets, takeaways from grocery stores and restaurants.
- Receive up to $100 in statement credits toward your TSA PreCheck® or Global Entry® application fee refund once every four years.
- 1X points on all other qualifying purchases.
- Points never expire.
- Pay over time by splitting eligible purchases over $100 into equal monthly payments with the US ExtendPay™ Plan. Bank.
- Travel protection and assistance with Trip Cancellation/Interruption, Trip Delay Reimbursement and SmartDelay.
- Complimentary Priority Pass Select, offering access to over 1,300 lounges worldwide.
- Terms and conditions apply.
Bank Altitude Connect US Visa Card Full Review
This credit card is a good option for:Travelers who want to accumulate bonus points across multiple spending categories and save on drive-thru services.
benefits
- Great welcome bonus
- Another reward fee
- broadcast credit
- travel credit
- cell phone protection
Contras
- annual quota
- I can't transfer points
main advantages
You get some cool features with the USA Card. Bank Altitude® Connect Visa Signature®.
50,000 bonus points
Spend $2,000 within the first 120 days of opening this credit card to earn 50,000 bonus points. Points are worth $0.01 each, giving this bonus a value of $500.
This agreement competes with the samebest sign up bonus deals. Combine a large number of points with a reasonable minimum spend. Since you only need to spend around $500 a month to qualify for the bonus, this card is a great option for cardholders on a budget.
Rewards of up to 5 Points for $1
La tarjeta U.S. Bank Altitude® Connect Visa Signature® gana:
- 5 points per $1 on prepaid hotels and rental cars booked through the Altitude Rewards Center
- 4 points per $1 on trips and gas stations
- 2 points per $1 at supermarkets, grocery delivery, restaurants and streaming services
- 1 point per $1 on all other purchases
With so many bonus categories, shopping rewards is another area where this card excels. You can earn bonus points on a wide variety of spending, including several popular everyday categories.
$30 annual streaming credit
One of the more unusual benefits of this USA rewards card. Bank is a $30 annual credit toward qualifying purchases of streaming services. Eligible services include Netflix, Spotify, Disney+ and over a dozen other popular streaming providers. US. Bank provides a complete list on its website.
To qualify for the credit, you must use your card to pay for eligible streaming services for 11 consecutive months. Statement credit is automatically applied and is $30 per 12 month period.
Read more: The best credit cards for streaming services
Global Entry Credit/TSA PreCheck
This card covers the membership fee forGlobal entry is TSA PreCheck. You can get a statement credit of up to $100 every four years when you use your card to pay the fee for either program.
Both Trusted Traveler programs are designed to speed up the airport security process. Of the two, Global Entry costs a little more, but also includes a TSA PreCheck subscription. This makes it the best option, especially when yourcredit cardit's covering the cost anyway.
View more: The best airline credit cards
cell phone protection
Pay your monthly wireless bill with your U.S. Visa Signature®. Bank Altitude® Connect to receive free cellular protection. This protection provides reimbursement of up to $600 USD for damage, theft or inadvertent separation of your qualifying cell phone. Coverage has a $100 deductible and a limit of one claim per year.
Flexible reward redemptions
US. The bank offers several ways to redeem your points. Through the Altitude Rewards Center, you can choose from the following reward redemptions:
- travel reservations
- Cash back (with minimum redemption value of 2,500 points)
- Assets
- Gift cards
- rewards cards
You earn $0.01 per point with any of these options. The only problem with these options is that you need at least 2,500 points for cash back redemptions. very popularrewards credit cardsthey have eliminated redemption minimums entirely. US. The bank would make things easier for cardholders if it did the same.
No foreign transaction fee
You will not incur any additional costs when spending outside the United States. Like most travel cards, this U.S. The bank does not charge a foreign transaction fee.
Read more: The best credit cards with no foreign transaction fee
Alternatives to consider
- If you want transferable reward points:HeTarjeta Chase Sapphire Preferred®It has one of the best rewards programs. you can transferPuntos Chase Ultimate Rewardsfor more than a dozen partner airlines and hotels. Alternatively, you can redeem them through the Ultimate Rewards travel portal at a rate of $0.0125 per point.
- If you want unlimited miles:HeCapital One Venture Rewards credit cardcould be a winner. It offers a long list of features, including a great bonus and 2 miles per $1 worth of purchases.
From may. 09, 2023
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| Tarjeta Chase Sapphire Preferred® | Capital One Venture Rewards credit card |
| Image rating, 4.50 out of 5 stars. 4.50 stars Our ratings are based on a 5 star scale. 5 stars equals the best. 4 stars equals excellent. 3 stars is good. 2 stars equals fair. 1 star equals poor. We want your money to work harder for you. That's why our rankings are geared towards businesses that provide versatility and reduce direct costs. | Image rating, 4.50 out of 5 stars. 4.50 stars Our ratings are based on a 5 star scale. 5 stars equals the best. 4 stars equals excellent. 3 stars is good. 2 stars equals fair. 1 star equals poor. We want your money to work harder for you. That's why our rankings are geared towards businesses that provide versatility and reduce direct costs. |
| Apply Now for the Chase Sapphire Preferred® Card On Chase's secure site. | Apply Now for the Capital One Venture Rewards Credit Card On Capital One's secure website. |
| Read the full review | Read the full review |
| Credit score Requirement: Good/Excellent (670-850) Inclusion in this credit range does not guarantee issuer approval. An application must be submitted to the issuer for an eventual approval decision. There are different types of credit scores and lenders use a variety of credit scores to make loan decisions. | Credit score Requirement: Good/Excellent (670-850) Inclusion in this credit range does not guarantee issuer approval. An application must be submitted to the issuer for an eventual approval decision. There are different types of credit scores and lenders use a variety of credit scores to make loan decisions. |
| Welcome offer: Earn 80,000 bonus points after spending $4,000 on purchases within the first 3 months of opening an account. That's $1,000 when you redeem through Chase Ultimate Rewards®. 80,000 bonus points | Welcome offer: 75,000 miles when spending $4,000 on purchases within 3 months of opening account, equivalent to $750 worth of travel 75,000 miles |
| Rewards Program: Enjoy benefits like an annual $50 Ultimate Rewards hotel credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on meals and 2x on all other travel purchases, and more. 1x - 5x points | Rewards Program: Earn double unlimited miles on every purchase, every day. Earn 5X miles on hotels and rental cars booked through Capital One Travel. 2x - 5x million |
| APR Introduction: N / D Purchases: N/A Balance Transfers: N/A | APR Introduction: Purchases: N/A Balance Transfers: N/A |
| Common APR: 20.74% - 27.74% Variable | Common APR: 20.74% - 28.74% (Variable) |
| Annual quota: N / D $ 95 | Annual quota: $ 95 |
| Reflexes:
| Reflexes:
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| Apply Now for the Chase Sapphire Preferred® Card On Chase's secure site. | Apply Now for the Capital One Venture Rewards Credit Card On Capital One's secure website. |
| Show more Show less | |
What can be improved
Although the U.S. Bank Altitude® Connect Visa Signature® has no obvious weaknesses, there are a few minor drawbacks to mention.
annual quota
This US bank card has an introductory fee of $0 for the first year, but it is $95 per year after that. If you are not interested in paying by credit card, there are manyno annuity cards.
In terms of value, $95 is more than fair considering all the benefits you get. It effectively gives you $55 a year in credits: $30 of annual streaming credit and Global Entry/TSA PreCheck credit worth $100 every four years. If you can use them, this card will only cost you $40 a year for the annual fee. There is also the high rewards rate and welcome bonus worth $500.
I can't transfer points
The good thing about this card's points is that they are easy to use because they are worth the same amount no matter what. The downside of this is that there is no way to transfer points and get higher value redemptions.
several ofbest travel credit cardsallows you to transfer points to partner airlines or hotels. This is often a way to get more rewards, especially on expensive travel bookings. You won't have that option with the US card. Bank Altitude® Connect Visa Signature®.
Suggested Credit Score
AFICO® score670 or higher to apply for the U.S. Card. Bank Altitude® Connect Visa Signature®. The card is intended for applicants with good or excellent credit.
Your credit score isn't the only factor used by the US. Bank when deciding on your application and does not guarantee approval or rejection. However, good credit gives you a much better chance of approval.
Read more: Best US bank credit cards
- If you want transferable reward points:HeTarjeta Chase Sapphire Preferred®It has one of the best rewards programs. you can transferPuntos Chase Ultimate Rewardsfor more than a dozen partner airlines and hotels. Alternatively, you can redeem them through the Ultimate Rewards travel portal at a rate of $0.0125 per point.
- If you want unlimited miles:HeCapital One Venture Rewards credit cardcould be a winner. It offers a long list of features, including a great bonus and 2 miles per $1 worth of purchases.
The US Visa Card Bank Altitude Connect is right for you if:
You want an affordable travel card that offers great rewards and valuable benefits.
The Best US Bank Altitude® Connect Visa Signature® Card is the usefulness of all its features. Almost anyone can redeem a streaming credit and a Global Entry/TSA PreCheck credit. Cell phone protection is always good to have. To top it off, this card offers ample bonus opportunities.
Travelers interested in luxury benefits or transferable points can check out othercredit card reviewsfor finding a match, but for everyone else, the value of this card far exceeds its annual fee.
Related:see the climbU.S. card review Visa® Altitude® Go Secured bank.
common questions
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The credit limit for US Bank Altitude® Connect Visa Signature® generally ranges from $1,000 to $15,000 or more. US. The bank sets your credit limit based on several factors, including your income and credit history.
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No, this card has no foreign transaction fees.
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The US Card Bank Altitude® Connect Visa Signature® is not the easiest card to obtain, but good credit can help. US. The bank can be one of the toughest card issuers, especially for consumers with multiple credit claims in the past six months to a year. There are reports that having a US Bank account makes it more likely to get approved.
Our credit card specialist
By:lyle daily
Writer
Lyle Daly is a personal finance writer specializing in credit cards, travel rewards programs and banking. He writes for The Ascent and The Motley Fool, and his work has appeared in USA Today and Yahoo! Finance. He was born in California but currently lives as a digital nomad with a base of operations in Colombia.